Professional Debt Recovery Services for Every Industry.

Unpaid accounts drain your cash flow, consume your team’s time, and put your business growth on hold. Professional Mitigation Services provides specialized, compliant, results-driven recovery programs tailored to your industry — so you can stop chasing payments and get back to running your business.

Pre-Collection Services

Stop Small Problems Before They Become Big Ones

Not every past-due account needs to go straight to collections. Sometimes a firm, professional demand notice is all it takes to prompt payment. Our pre-collection service sends strategically crafted demand correspondence on your behalf — applying just enough pressure to resolve the account before it escalates.

Pre-collection is ideal for accounts that are 30 to 90 days past due and where maintaining a business relationship matters. It is faster, less costly, and often more effective than jumping straight to full collection action.

Commercial Debt Collection

Recover Business-to-Business Debt Without the Headache

Unpaid commercial invoices are one of the leading causes of cash flow problems for small and mid-sized businesses. When a client, contractor, or vendor fails to pay what they owe, it is not just a financial loss — it is time, resources, and growth opportunity you cannot afford to lose.

PMS specializes in commercial B2B debt recovery across all industries. Our specialists understand commercial contracts, payment terms, and the legal landscape — giving you every advantage in recovering what is rightfully yours.

Recovery of overdue invoices, contracts, and commercial accounts
Customized approach for each debtor profile
Legal forwarding available if standard recovery is unsuccessful
No upfront cost — you only pay when we recover
Industries served: construction, healthcare, legal, retail, financial services, property management, and more

Consumer Debt Collection

Compliant Recovery That Protects Your Reputation

Consumer debt collection is one of the most compliance-sensitive areas in the industry. The Fair Debt Collection Practices Act (FDCPA) is complex — and violations carry serious financial and legal consequences. One wrong move can cost more than the debt itself

At PMS, every consumer contact is made in strict accordance with FDCPA guidelines. We employ professional, respectful communication strategies that protect your brand while pursuing recovery — because how you collect matters as much as whether you collect.

Full FDCPA compliance on every interaction
Credit bureau reporting through our licensed data furnisher status
Advanced skip-tracing for hard-to-locate debtors
Dispute resolution handled professionally and documented thoroughly
Ideal for credit unions, banks, retail creditors, and subscription-based businesses

Medical Debt Collection

Recover Outstanding Balances While Protecting Patient Relationships

Healthcare providers face a unique challenge: recovering past-due balances from patients while maintaining trust and complying with HIPAA and FDCPA regulations. A misstep in medical collections can result in patient complaints, regulatory penalties, and reputational damage.

PMS operates a HIPAA-aware medical debt recovery program designed specifically for hospitals, physician practices, dental offices, urgent care centers, veterinary clinics, and ambulance providers. We recover your revenue while treating patients with the dignity and respect your practice demands.

HIPAA-aware processes across all patient communications
FDCPA compliant — no aggressive or non-compliant collection tactics
Customized programs for hospitals, clinics, dental, and specialty practices
Patient-sensitive communication that preserves your provider relationship
Credit bureau reporting for maximum recovery leverage

Tenant Collections

Recover Overdue Rent and Tenancy Arrears Efficiently

Unpaid rent is one of the most frustrating challenges a landlord or property manager faces. Whether a tenant vacated unexpectedly, abandoned the unit, or simply stopped paying, the financial impact is immediate and significant.

PMS works with residential and commercial property managers to recover tenancy arrears, lease break fees, and property damage charges. Our specialists understand landlord-tenant law and know how to pursue recovery effectively — even in the most difficult abandonment or evasion cases.

Recovery of unpaid rent, lease breaks, and property damage charges
Experience with abandonment and skip cases
Compliant outreach that follows state and local landlord-tenant regulations
Skip-tracing for tenants who have vacated without notice
Legal forwarding available for escalated cases

Judgment Recovery

You Won in Court. Now Let Us Help You Collect.

Winning a judgment is only half the battle. Actually collecting on it is where most creditors struggle. Debtors who have already been through court proceedings are often motivated to hide assets, transfer funds, and delay payment indefinitely.

Our judgment recovery team — comprising experienced skip tracers, process servers, and asset searchers — uses legal investigative tools and cutting-edge technology to locate hidden assets and enforce your judgment. If you have a judgment gathering dust, let us put it to work.

Asset searches and bank levy support
Skip-tracing to locate evasive judgment debtors
Wage garnishment coordination where permitted
Legal forwarding to enforcement attorneys in the relevant jurisdiction
Consistent track record — we pursue every avenue before closing a case